Calculate all the debt that you owe, this
is everything from credit cards, medical bills, mortgage,
car loans, etc.
A list of of everyone you owe money to with account numbers
and addresses
Find out the fair market value of your car and home and the
balance of what you owe so that you can determine if there
is any equity, and if so, if you are over the exemption
amount or not
Your pay stubs for the last 60 days (if applicable)
Your mortgage account number and address of the bank
Your last two years state and federal income tax returns
and W2’s
Any court papers of lawsuits pending against you
Your credit counseling certificate (the link below will
take you to court approved agencies in your state)
Court approved credit counseling
agencies (Drag
and drop the state you live in and scroll down the list
of approved agencies, most can be done on the internet)