Can I file a bankruptcy
without a lawyer?
The short answer is yes. Believe it or
not, and many attorneys will not like reading this answer,
but 90 percent of bankruptcies can be filed without an
attorney if the debtor has little or no assets. This does
not mean that this is the preferred method as everyone’s
situation is different. Filing a bankruptcy can be complex
and tedious in certain situations and retaining an attorney
would be more prudent in those particular cases. Though as
stated above, most chapter 7 bankruptcies (most common) can
be filed on your own. We will walk you through a complete
chapter 7 petition and explain step by step all of the
questions on the petition and explain the process from the
time of filing to the time of discharge. We will also
provide you a link with all the district courts in each
state from where you can obtain the most updated forms free
of charge.(Click on our U.S. bankruptcy courts page)
Different states also have different exemptions, links will
also be provided to the state sections that give you
exemption information and on what schedules you will need
to include them. To get started with educating yourself on
filing your own bankruptcy petition, read through the
chapter 7 topics. At the very least even if you choose to
be prudent and hire an experienced attorney, the
information on this site will enable you to make a more
informed decision and help you understand the bankruptcy
procedure at a fundamental level.